
▪Delivering €10m annualised cost optimisation by 2023 ▪Leveraging technology to support data-driven decisioning Permanent TSB partnered with Efficio for support and expertise in realising savings across the Bank’s third-party spend. Leveraging their complementary strengths, the joint procurement team demonstrated commerciality to the wider Bank and vendors. Within 12 months, ~€12m savings was delivered, exceeding programme targets early and solidifying the ethos of “One Team, One Target”.